Loans
Repayment calculator
Estimated monthly repayment
RWF 53,500
Total repayable RWF 160,500 - fees shown before you accept
Instant Cash LoanFlagship
Fast cash to your wallet, repaid by MTN auto-debit or manual repay.
LimitRWF 250,000
ApplySalary LoanEmployer linked
Available if your employer is onboarded, with the company as guarantor.
Check eligibilityYour active loan
View details
Instant Cash Loan - RWF 120,000
On track
Repaid RWF 40,000 of RWF 120,000next: 31 Jul
What the decision is built from
| Input | You | Needed | State |
|---|---|---|---|
| KYC tier | Tier 1 | Tier 2 | Upgrade needed |
| Months of wallet history | 2 | 3 | One month to go |
| Average monthly inflow | RWF 310,000 | RWF 150,000 | Met |
| Credit bureau record | Clean | No arrears | Met |
The upgrade is the one that matters. Lending needs Tier 2 by regulation,
not by our choice, so nothing we can offer moves before that. It takes about two minutes.
Salary loan eligibility
Checked against your employer's approved roster
Akagera Holdings Ltd has you on roster version 6.
That employer signed an MOU with Efashe and stands as guarantor, which is why a salary loan can be
larger and cheaper than an instant cash loan.
| Employer | Akagera Holdings Ltd |
| Your employee id | AKG-0417 |
| Roster version in force | v6, approved 12 July 2026 |
| Your maximum on the roster | RWF 1,200,000 |
| Already borrowed | RWF 0 |
| Available to you | RWF 1,200,000 |
| Rate | 1.8% per month, employer guaranteed |
| Repayment | Deducted at source by your employer |
| Employer approval | Required on each application |
Your employer sees that you applied and how much for. They approve it
because they guarantee it and deduct it from your pay. They do not see the rest of your wallet.
Loans
One active loan, on track
Instant Cash Loan LN-2026-8814
On track
Outstanding
RWF 85,400
Next due
31 Jul
RWF 43,600
Paid so far
RWF 45,400
2 of 3 instalments
Top up available
RWF 130,000
Without restructuring
A top up does not restructure what you already owe. Your existing
schedule runs on unchanged and the new amount gets its own instalments.