Savings
Goals, locked and target savings.
Almost there
New Phone
RWF 36,000 of RWF 40,000
90%RWF 4,000 to go
On track
Emergency Fund
RWF 128,000 of RWF 150,000
85%Auto save RWF 20,000/wk
In progress
School Fees 2027
RWF 156,000 of RWF 400,000
39%Target Jan 2027
New goal
Name it, set a target and auto save
Savings stay separate from your primary wallet.
Move money in or out any time unless the goal is locked. A locked goal holds the money until its target date, which is the point of locking it.
Savings
Nothing set aside yet
Start with one goal
People who name what they are saving for keep saving. Set a target, let auto save do the work, and take it out whenever you need it unless you choose to lock it.
You did it
New Phone reached its target this morning
New Phone
RWF 40,000
of a RWF 40,000 target, in 14 weeks
| You put in | RWF 40,000 |
| Across | 14 automatic contributions |
| Auto save | Stopped, the target is met |
| Interest | None on an open goal at Phase 1 |
Moved to your wallet
Ready to spend
RWF 40,000
FromNew Phone savings goal
ToPrimary wallet
FeeRWF 0, moving your own money between your wallets is free
GoalClosed, target met
Wallet balance nowRWF 224,250
Transaction referenceSAV-2026-660412
It was always your money. A savings goal is a separate wallet, not a product you have to exit, so moving it back is instant and free.
Open a savings goal
A goal is a separate savings wallet with its own balance. Money in it is still yours and still on your statement; it is just kept out of the way of day to day spending.
RWF
A locked goal is enforced at the ledger, not by willpower. Early withdrawal
from a locked product follows the product rules, so it is refused rather than quietly allowed.