Instant Cash Loan
Active - on trackOutstanding
RWF 80,000
Next payment
RWF 40,000
due 31 Jul
Interest rate
4.5%/mo
Repayment schedule
| Due | Principal | Interest | Status |
|---|---|---|---|
| 30 Jun | 40,000 | 5,400 | Paid |
| 31 Jul | 40,000 | 3,600 | Due |
| 31 Aug | 40,000 | 1,800 | Scheduled |
Repay now
RWF
Paying early reduces your interest. No early-settlement penalty.
Need more?Top-up
You can top up this loan without restructuring your current schedule.
Auto-debit mandate
MTN +250 788 123 456
Active
Payments are collected automatically on the due date.
Instalment paid
Two of three done
RWF 40,000
LoanLN-2026-8814, Instant Cash Loan
Instalment2 of 3, due 31 July
Paid fromPrimary wallet
Interest in this paymentRWF 3,600
Principal in this paymentRWF 36,400
Outstanding nowRWF 45,400
Next dueRWF 41,800 on 31 August 2026
Payment referenceREP-2026-771905
Interest is on the reducing balance, so paying early or paying extra genuinely costs you less. There is no early settlement penalty.
You are 9 days past due
LN-2026-8814 - instalment 2 of 3 was due 31 July
RWF 41,800 plus RWF 1,254 in penalty interest. The
auto-debit tried three times and your wallet was short each time. Nothing further is charged while
you are here, and paying today stops it going any further.
| Instalment due | RWF 41,800 |
| Penalty interest, 9 days | RWF 1,254 |
| To clear today | RWF 43,054 |
| Days past due | 9 |
| Reported to the bureau at | 30 days past due |
| Interest stops accruing at | 90 days, when the loan goes non performing |
If you cannot pay it all today, say so. A promise to pay recorded now
is treated very differently from silence, and it keeps this out of the collections queue.
Loan settled in full
Nothing more is owed
RWF 0
Loan referenceLN-2026-8814
BorrowedRWF 120,000
Repaid in totalRWF 130,800
Interest paidRWF 10,800
Settled31 August 2026, on time
Reported to the bureauSettled in full, on time
Auto-debit mandateCancelled automatically
Closure referenceCLS-2026-8814
This helps your next application. A loan settled on time is the single strongest positive input to your score, and your next limit is already higher.
Top up this loan
A top up is new money on top of what you already owe. Your existing schedule is untouched; the top up gets its own instalments alongside it.
RWF
Up to RWF 130,000 available without restructuring.| Current outstanding | RWF 85,400 |
| Top up | RWF 80,000 |
| New total owed | RWF 171,600 |
| Combined monthly | RWF 71,900 |
Ask to restructure
Restructuring stretches what you owe over a longer period. It lowers each instalment and raises the total interest, and it needs a person to approve it.
Be straight with us early. A restructure agreed before you miss a
payment keeps your bureau record clean. One agreed after does not.